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Surveying

Surveying

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Surveying

You’ve found your home sweet home, but what potential horrors are lurking beneath the paint and wallpaper?

From the outside, the property you have set your heart on may look perfect – but all too often it is the unseen nasties like rising damp, roof problems and settlement cracking that could turn your dream home into a house of horrors.

This is the reason surveys are carried out to assess the condition of the property – usually undertaken once an offer on the property has been accepted.

If you are buying a home with the assistance of a mortgage, the lender will no doubt commission a valuation report, to confirm whether the property provides acceptable security for the loan. Although it is often paid for by the purchaser, the valuation is intended solely to satisfy the requirements of the lender. It is not a survey – and you should not rely on it, when deciding whether or not to proceed with the purchase.

There are three main survey types. Here at D. Dunk, Lewis & Graves we can offer you:

The RICS Condition Report

The Condition Report is a concise report on the condition of a property. It does not include any advice on any necessary repairs or future maintenance issues. A Condition Report is designed to give the buyer information they will not get from their lender’s brief mortgage valuation report.

The RICS HomeBuyer Report

The most widely used report which includes:

  • Comments on the internal and external condition of the property.
  • Comments on any major defects or other shortcomings likely to affect your decision to purchase the property.
  • Comments on the overall condition of any permanent outbuildings and in relation to the site.
  • Any particular points or issues that you should refer to your legal advisor.
  • The option to include an opinion of the Market Value of the property.
  • The option to include the estimated rebuild cost of the property for building insurance purposes.

The information is provided in a straightforward format, which is easy to read and understand. The report is based on a visual inspection of as much of the interior and exterior of the building as is reasonably and safely accessible by the surveyor.

RICS: Choosing the right survey (for consumers):

Mr Richard Graves

Richard is a Fellow of the Royal Institution of Chartered Surveyors. He has been surveying and valuing property in Bridlington for the last 45 years and has therefore looked at hundreds if not thousands of properties in the Bridlington area.

He is also a member of the Independent Surveyors and Valuers Association and a partner of D. Dunk, Lewis & Graves. Independent Surveyors are dedicated to providing their clients with personal service and high standards of care without influence or pressures, which often prevail within large organisations (such as Banks, Building Societies, Insurance Companies and large Corporate Estate Agents) which offer financial services, or where performance is subject to ‘targets’ or ‘work related quotas’.

Depending on the price of the property, peace of mind can cost as little as £300 + VAT.

Click here to Request a Survey

Please specify on the form - under 'Other Comments' - which type of survey report you require.